Pacific Retirement Plans

SEPTA can't say exactly how much it pays pension fund managers

Why would SEPTA hire two new investment managers when they don't know if the spending will result in any more cash going into the…

Why Retirees Are Wary of Annuities

Understanding the reason for their reluctance may help people make better investment choices.

What is Earned But Not Reported (EBNR)

Earned But Not Reported Now A Factor With Premium Audits – Employers Be Wary<br>NCCI’s Barry Lipton, Senior Actuary published a post yesterday that I read over three times to absorb the theory of the Earned But Not Reported (EBNR) hangover effect. You can check out the post here at this link. You should at least read the introduction and conclusions<br>CNN – Public Use License<br>I had to take Barry’s great article and take it from a macro view to a micro…

Scott Crabtree et al v. Aon Insurance Managers (Bermuda) Ltd.: Complaint ('$2.8M Dividends Scam')

Complaint "to recover dividends owned by Plaintiffs that were entrusted to the control and/or custody of Aon for distribution to Plaintiffs located in the United States" but, instead, were allegedly transferred to "accounts controlled by ... Hackers" in Scott A. Crabtree, A. Joseph Wilkins Jr., Timothy Pohanka, The Pohanka Grandchildren's IRR Trust, and The Geoffrey P. Pohanka 2004 Family Trust v. Aon Insurance Managers (Bermuda) Ltd…

Profit sharing plans have increased tax benefits for small business owners

Small business owners have many concerns, not least of which is retirement benefits for themselves and their employees. Many employers offer a 401(k) plan to their employees to help address retirement needs. While many small business owners take advantage of...

Your pension plan benefits may not be as ironclad as you think

Workers and retirees are wondering how ironclad are the promises made in their pension plans.

When can I start collecting on my spouse's pension plan?

You can begin receiving your share at the earliest date your spouse is eligible to receive the money whether he actually elects to start to receive them.

What Is a Pension Plan?

Pension plans are benefits that guarantee employee income in retirement. Discover types, how they work, and how they differ from other employer-sponsored plans.

The Pros and Cons of Cash Balance Pension Plans

Small business owners can benefit big time. But it\'s a different story for longtime pension participants.

Pension Plan Payout Options

Should you take the annuity pension option or the lump sum pension option? Here's some tips for making the right decision on your pension plan payout option.

Like a Rolling Stone? Jagger considered pension plan

Many of us could take a lesson from the aging rocker.

Is your business’s pension plan costing you more than it’s worth?

Employers must ask if the costs of offering pension plans outweigh the benefits. Lump-sum window, retiree lift-out, and plan terminations offer alternatives.

Most Teachers Won't Have Enough Retirement Savings Under Pension Plans, Study Finds

A new study estimates that 81 percent of teachers won't have comfortable retirement savings under a typical defined-benefit pension plan.

The Government’s new pension plan: what will it mean for you?

What we know - and what we don't know - about the new plan for the State pension

How many people are covered by a workplace pension plan?

That depends where you work. Pensions have been falling for private-sector workers for decades

Managing contribution volatility in a well-funded pension plan

Learn about approaches for managing contribution volatility, which can be a challenge for fully funded plans.

401(k) vs. Pension Plan: What’s the Difference?

401(k)s and pensions are both employer-sponsored retirement plans, but pensions are nearly extinct.

The Benefits of Sharing Your Salary

Can an annuity act as your pension plan?

Retirement planning has changed a lot over the last few decades. And perhaps one of the most dramatic changes is the slow and steady death of employer-provided pensions.